What are "Verified by Visa" and "MasterCard SecureCode"?

Verified by Visa and MasterCard SecureCode provide stronger identification for online payments, enhancing security for card transactions over the internet. Both are based on the 3D Secure protocol, a technical standard developed by Visa and MasterCard. Consequently, you do not have to choose between them. Most retailers have found it easiest to introduce both simultaneously, since they require the same changes to your systems.