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Has your business implemented 3D Secure?

These are the current votes:

Yes (30%)
No (47%)
In the process of implementing (23%)

How do customers use these services?

Customers find Verified by Visa and MasterCard SecureCode easy to use and parallels are often drawn with chip and PIN.

As a retailer, once you have introduced these services then customers who have enrolled are asked for their password before completing a transaction. This provides cardholders with greater reassurance because, just like with chip and PIN, only the cardholder knows the registered password. If a customer has not registered prior to visiting your online store then they may be asked to do so when they complete the checkout process.

More details of the customer experience are available here